Buying Life Insurance with No Medical Exam

Why Buy No Medical Exam Life Insurance?

  • Combination of low cost without the hassles of an insurance exam.
  • Online approval with coverage effective in less than 1 day.
  • No lengthy underwriting delays. Reduces approvals from weeks to days.
  • Everything done electronically.
  • No telephone calls or medical record requests.
  • No blood or urine specimens required.
  • Very flexible underwriting guidelines for easier qualifying.
  • The most competitive rates for a simple issue term company
  • Unique term life policy from a highly rated insurer.
  • You have the choice of whether to involve an agent or simply go through the approval process on your own.
Life Insurance No Medical Policy Features:

  • Level death benefits from $100,000 to $500,000 depending on your age.
  • Guaranteed level term periods of 10, 15, 20 and 30 years.
  • Policies are renewable to age 95.
  • Policies may be convertible to a permanent policy without proof of health subject to certain conditions.
  • Available in all states.

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