Why Buy No Medical Exam Life Insurance?
- Combination of low cost without the hassles of an insurance exam.
- Online approval with coverage effective in less than 1 day.
- No lengthy underwriting delays. Reduces approvals from weeks to days.
- Everything done electronically.
- No telephone calls or medical record requests.
- No blood or urine specimens required.
- Very flexible underwriting guidelines for easier qualifying.
- The most competitive rates for a simple issue term company
- Unique term life policy from a highly rated insurer.
- You have the choice of whether to involve an agent or simply go through the approval process on your own.
Life Insurance No Medical Policy Features:
- Level death benefits from $100,000 to $500,000 depending on your age.
- Guaranteed level term periods of 10, 15, 20 and 30 years.
- Policies are renewable to age 95.
- Policies may be convertible to a permanent policy without proof of health subject to certain conditions.
- Available in all states.